PATIENT FINANCE
Spread the cost of your treatment with our finance options
We provide access to Interest- Free and Interest- Bearing patient finance options, giving you an opportunity to spread the cost of your chosen treatment.
Advantages at a Glance
For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:
Payment terms to suit you
We have a range of finance options available so you can choose to apply for the one best suited to your circumstances.
Makes treatment more affordable
Patient finance allows you to spread the cost so you can opt to have the treatment you want, when you want it.
Greater choice of treatments
By making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
No upfront deposit option
We offer some finance options which give you the choice to opt for no initial financial outlay; you can avoid dipping into your savings or having to find a lump sum to start your treatment.
YOUR QUESTIONS ANSWERED
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please speak to a member of the team.
WHO CAN BENEFIT?
Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.
WHAT CAN I USE IT FOR?
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.
Access to facilities will be subject to an online credit application.
WHAT’S THE MINIMUM AND MAXIMUM I CAN FINANCE?
Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £25,000.
HOW DO I MAKE THE REPAYMENTS?
Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.
HOW MUCH WILL I PAY?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
WHAT ARE THE REPAYMENT TERMS?
Designated members of our practice team will be able to go through the various terms with you so you
can decide which option works best for you.
HOW DO I APPLY?
Once your treatment plan and costs have been agreed, you’ll be able to complete an
easy-to-use online credit application.
HOW LONG DOES APPROVAL TAKE?
The application takes just a few minutes to complete and the decision is given instantly.
If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.
WHAT IF THE COST OF TREATMENT CHANGES?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.
HOW OFTEN CAN I USE THE FACILITY?
You can apply for finance for each course of treatment, subject to the usual credit check.
WANT TO KNOW MORE?
Many of our patients choose to spread the cost of their dream smile by accessing our patient finance facility. If you’d like to discuss finance options do ask your dentist, or get in touch with our friendly team.
FINANCE DISCLOSURE STATEMENT
Grange Dental Practice, 384-386 Norton Road, Stockton-on-Tees, Durham, TS20 2QL. Telephone 01642 553408. Paul Woodhouse and Ruth Woodhouse, trading as Grange Dental Practice is a credit broker not a lender and is authorised and regulated by the Financial Conduct Authority, 969881.
Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974.
Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed.
V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.
Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.
Telephone calls are recorded for training and compliance purposes.